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How often do you use your sub compact loader?

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#46 toomanytoys84 OFFLINE  



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Posted March 07, 2018 - 05:57 PM

Ok, so now hijacking the thread.

My mother passed away in September and had a significant amount of money in 5 year CDs earning less than 1.5%. I was mortified.

My wife and I are retiring next June and planning to move. We have money aside for our retirement place, the question is where to park the money for a year. So I researched CDs.......

The bank my mother used is selling 5 year CDs paying 1.51%. I was in my local bank and rates were similar. The brokerage house my mother used is offering 5 year CDs at 2.85% - THAT'S AN 89% BETTER return than the local bank on an identical FDIC insured investment.

If you're investing in CDs the corner bank may not be the best place to get them.

My local banks rates suck. I think the 5 year is on 2.5%

It's small but it's safe. And you can use them as collateral if needed