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Ford Ranger Vs John Deere 345


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#16 EricFromPa ONLINE  

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Posted February 18, 2016 - 03:32 PM

To continue the discussion about covering these tractors, I spoke with my insurance agent just a week ago as we were switching cars.  While I had her, I asked about insuring my tractors.  I had them covered with a previous company who simply asked me to put a value on them.  Wasn't much for coverage.  This agent tells me I would have to have them appraised.  Who would you call for something like that?  It's not like they are cars where there are "experts" all over the place.  Appraising a car would be easy.  As much as we love our tractors, they are a forgotten entity in today's society.  Someone else brought this subject up some time ago and I don't have the time to dig it up.  I'm not sure what was ever decided there.  Does anyone know of anybody who could honestly appraise these tractors?

 

 

Only thing I can think of is Take them to a Dealer and have them appraise at High retail value.Helps to have a friend appraising them so offer to buy him a 30 pack of his favorite beverage  :beer:  :rolling:


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#17 toppop52 ONLINE  

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Posted February 18, 2016 - 04:26 PM

My 14' utility trailer was stolen, I loaned it to long time acquaintance to go to Florida and bring his stuff back, he was getting divorced and his wife politely asked him to leave and never return. He went and got his stuff and went to Louisiana and abondoned my trailer. Since the trailer was damaged severely, they paid for the total cost, less homeowners deductible, but picked up the deductible under comprehensive.

#18 Marty'70 ONLINE  

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Posted February 18, 2016 - 06:33 PM

That's messed up. I see those tractors all the time. He moves quite a few of them.

#19 Username OFFLINE  

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Posted February 18, 2016 - 07:17 PM

That's messed up. I see those tractors all the time. He moves quite a few of them.

He had a little help moving them this time.


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#20 Kurtee OFFLINE  

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Posted February 18, 2016 - 08:02 PM

Iffen them tractors were located on the right of way the owner best be happy if he does not get sued for all the damages to the guys vehicle and any bodily injury to him.



#21 Marty'70 ONLINE  

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Posted February 18, 2016 - 09:22 PM

Iffen them tractors were located on the right of way the owner best be happy if he does not get sued for all the damages to the guys vehicle and any bodily injury to him.

They were 30 feet off the road in his yard.

#22 Marty'70 ONLINE  

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Posted February 18, 2016 - 09:23 PM

Was wondering for a while if that was Username's house.....

#23 Username OFFLINE  

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Posted February 19, 2016 - 04:33 AM

Was wondering for a while if that was Username's house.....

I live further out in the sticks but he is a good friend of mine.



#24 WH1055 OFFLINE  

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Posted February 19, 2016 - 04:47 AM

I don't understand what being for sale has to with being insured. He still owns them. Does that mean it he puts his car or house up for sale they are no longer insured? Just wondering. Think I wouldn't want his insurance Co. though.


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#25 toppop52 ONLINE  

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Posted February 19, 2016 - 08:58 PM

They may be claiming he has a commercial enterprise, in that case he'd be on thin ice.

#26 Username OFFLINE  

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Posted February 24, 2016 - 08:54 AM

An adjuster is supposed to come out this Friday and he is not to move anything until then.



#27 Username OFFLINE  

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Posted February 26, 2016 - 10:29 AM

The 345 frame and the frame of a 425 is bent.Insurance is going to pay $2000.



#28 toomanytoys84 ONLINE  

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Posted February 26, 2016 - 10:57 AM

seems like more than 2000 worth of tractors sitting there.

 

Is he happy with the 2k?

 

2k wouldn't replace both of them



#29 Username OFFLINE  

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Posted February 26, 2016 - 05:21 PM

seems like more than 2000 worth of tractors sitting there.

 

Is he happy with the 2k?

 

2k wouldn't replace both of them

 

He had the 345 listed for sale for $2100 and that is where most of the damage was.It bent the rear frame a little on the 425 and bent the the seat pan in a bit but can be easily straightened.They were going to total the 345 and offer more money but he wanted to buy it back and they would have had to send another adjuster back out and then come up with a buy back price.To save time and paper work,it was wrote up as damaged but repairable and he gets to keep the tractor and gets $2000.He was satisfied.


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#30 toppop52 ONLINE  

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Posted February 26, 2016 - 08:51 PM

Seems perfectly fair to me.




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