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If I gave you a..............

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49 replies to this topic

#46 UncleWillie ONLINE  


    wabbit wangler

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Posted September 20, 2015 - 08:04 PM

I figured out in the 10 years I smoked it was just over 20,000 dollars on smokes.
Bad part a lot of that 10 years I was with my ex wife so its probably closer to 35,000 dollars...since I always bought her smokes too.
I've been smoke free for 17 months now. That's something like 2500 bucks saved!

Lady : Do you smoke ?

Man : Yes

Lady : How many packs a day ?

Man : 3 packs

Lady : How much per pack

Man : $10.00

Lady : And how long have you been smoking ?

Man : 15 years

Lady : So 1 pack cost $10.00 and you have 3 packs a day which puts your spending each month at $900. In one year, it would be$10,800 correct ?

Man : Correct

Lady : If in 1 year you spend $10,800 not accounting for inflation, the past 15 years puts your spending at $162,000 correct ?

Man : Correct

Lady : Do you know that if you hadn't smoked, that money could have been put in a step-up interest savings account and after accounting for compound interest for the past 15 years, you could have now bought a Ferrari ?

Man : Do you smoke ?

Lady : No

Man : Where's your Ferrari then ?
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#47 oldedeeres ONLINE  

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Posted September 20, 2015 - 11:16 PM

The only thing harder than quitting the smokes is putting that $10.00 a pack away for a rainy day.

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#48 camdigger ONLINE  

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Posted September 21, 2015 - 02:27 AM

The gas drilling boom turned some lower income families into millionaires over night.
Caused them more grief than probably good. Some of them are broke already.


I have worked in that industry for a while now. I've seen many people borrow money for equipment, big properties, fancy rides, annual holidays to exotic places, and expensive toys. Enough to have to live month to month in the good times. Makes me feel kind of grubby parking next to them in town with my 8 year old pickup......

the boom collapses and within 3 months they're selling the toys and cars off at half value or less, 5 months they sell their homes, and 6-8 months later, they declare bankruptcy and hunker down waiting for the next boom sometimes living in a borrowed holiday trailer in a family member's yard....

#49 toppop52 OFFLINE  

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Posted September 21, 2015 - 06:31 AM

Money without a plan is just big party, with a long hangover at the end.

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#50 toppop52 OFFLINE  

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Posted September 21, 2015 - 06:32 AM

Education is very valuable, intelligence is worth more. One you can acquire, even if you don't have the other. 

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