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If I gave you a..............

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#31 backwoods OFFLINE  

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Posted September 17, 2015 - 12:25 PM

What would i do with a million??

pay off are bills an debt set a good chunk aside for a daughter for college put a new roof on the house an get a camper since we love camping so much, an continue to go to work everyday like nothing has changed.

 

now if i had 10 million i would take a weekly check everything else same as above other then we would move to a house with more land an rent this house out.Giving back to the food pantry since they helped so much while i was in school an not working i might also get a newer pontoon boat.

 

if a good friend or family member or in-laws were in a tough spot i would help out with out even thinking about it.

 

Keep in mind i would still get up everyday an continue to go to work everyday. the food pantry an church would get a check twice a year to help out with there programs an activities.

 

we try to live simple since growing up my folks tried to live like we had money but that wasn't who i am we make sure our daughter an animals are taken care of first an for most.

 

im sure i could continue to ramble but ill stop at this point.


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#32 UncleWillie ONLINE  

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Posted September 17, 2015 - 01:55 PM

I would buy the property on both sides and behind me then build a 10 foot tall wall around it. Then a house and a shop.


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#33 johndeereelfman OFFLINE  

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Posted September 18, 2015 - 10:07 PM

Wow, quite the interesting opinions and thoughts. I guess it's now time to explain my reasoning on asking the question, huh?

 

I stopped in at our local Quick Mart last week, (Turkey Hill) to get gas in the truck, and there in front of me were two people in line buying Lottery tickets. The one customer, an older lady, looked as though she didn't have much to her name, but she dropped $50.00 on scratch off Lottery tickets. The other customer, another woman although younger than me, not only purchased $25.00 of scratch off Lottery tickets, but also bought two packs of cigarettes. Standing next to the younger woman was a little girl who was just down right filthy. Her clothes looked as if they haven't been cleaned for days, and her face looked as though she still had last weeks dinner on it. 

 

When I went back outside and got into the truck, the older lady was actually parked on the other side of the pump next to me, and there she sat, scratching off all of her tickets. When I started the truck and was ready to pull out, that's when I noticed the younger lady sitting in her car across the parking lot. The rear passenger side window was apparently broke out, as there was a black garbage bag duck taped to the car covering the opening. The little girl wasn't buckled in a car seat, and was obviously keeping her Mother from scratching off her Lottery tickets. Her car was in serious need of body work and paint, and the belts were slipping when she finally got the starter to engage. Meanwhile, the older lady started her car and began to pull out from the gas pumps, when I took notice that her car was smoking heavily, as in the motor was ready to blow due to lack of oil. Since she didn't walk back into the store, I assumed she didn't win anything on her Lottery tickets. Same goes for the younger lady, as it was pretty obvious by the SOB she yelled when she was done scratching.

 

So while driving home, I got to thinking about these two women. Is winning money that important to them, that they let it interfere with the things that they need most? $50.00 could have been used towards an oil change or service work for the older ladies car, but instead, chose to gamble her money on something that has no guarantee of winning or getting ahead. The younger lady could have used the money that spent on purchasing a car seat for her daughter or at least putting the money towards a newer vehicle or some repairs on her current vehicle. Both appeared that they were barely getting by on the money that they had, but yet they were searching for the easy way out.

 

The more I thought about it, the more I wished I would have helped, but yet I kept thinking that my money wouldn't have taught them a lesson. I don't play the Lottery, and I don't have Millions of dollars to give away either, however, what I do have I have worked very hard for. Other than the collections that I started a long time ago, I wouldn't say that I'm a material type of person. I don't need the best of everything, and I never wished that I'd be able to keep up with the Jones'. I like things simple, don't like bling-bling, and appreciate all that has been given to me. I wouldn't think twice about helping out someone in need, and in most cases, will do things for people free of charge, either because I like to do it, or because it makes me happy using the God given abilities and talents in helping someone out that either can't afford to have the work done or isn't skilled enough to do the project themselves. However, I won't be used! These two women wouldn't have appreciated the help that I could have possibly given them, and more than likely would have looked at my offering as saving them enough money to continue buying Lottery tickets. 

 

I, like most of you guys stated, would indeed take care of my family first if I should happen into extra money. However, with seeing how miserable, ariggant, selfish, and stuck up most rich people are, I really don't want to share that life style. If only making ends meat, or working paycheck to paycheck keeps us closer as a family, then that's the life style for me! 

 

Thanks for replying guys. It was very interesting.  :thumbs:


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#34 camdigger ONLINE  

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Posted September 19, 2015 - 04:25 AM

JDE

 

Life is about choices.  Sometimes stuff happens, but how that stuff is dealt with can make all the difference.  I am at a point in my life that I am comfortable.  Not completely safe, but comfortable.  I have reached out and helped people on occasion as have my wife and kids.  Sometimes, it really helps, other times, I think it is just enabling the recipient to carry on with poor choices.

 

Case in point.  An acquaintance of mine has a speckled personal history.  Bad family history, divorced, no kids.  He is in his very late 50s.  Has been self employed as a starving artist for 15 years that I know about. In that time, I've taken him for meals, invited him to our family home, and helped him make and transport things.  During that time, I've watched him sour several relationships with people that were literally supporting him, and watched his decline from a reasonable successful person to one living at the local homeless shelter.  Last I talked to him, he as very happy to get the prime room in the facility he was crashing at.  This guy is a talented house painter and great at patching and tile setting.  There is a good, well paying market for those skills.  However, he prefers to pursue live at the homeless shelter and make "art" googahs for sale in consignment stores.....  What to do?  more financial help won't solve it.  I refuse to assist him, when he refuses to help himself.  Sounds very similar to your two ladies.  Buying lots of lottery tickets while ignoring their transport and basic needs of the children.

 

Another case.  A lady who owned a reasonably successful flower shop bought a lottery ticket and won big, $1.000.000 at a time when minimum wage was $4/hr.  Within 5 years, her business was busted, she was broke, and her 2 children's work ethic had been poisoned by being spoiled.  Neither of her kids amounted to squat, one on welfare, and the other working for a relative waiting tables in a casino.  She managed to land another sugar Daddy and managed to bleed him dry.....  See where this is going? 

 

OTOH, on a whim one day, my kids took 25% of their savings during a family shopping trip to the local Costco to buy a couple huge boxes of basic groceries and dropped it off at the local soup kitchen/homeless shelter.  Turns out, they arrived just before time to prep a meal.  However, all the kitchen staff was sitting around outside doing nothing. The cook who took the donation told them that the food had arrived just in time as their donated food had run out the night before.  The staff had been sitting outside wondering what to do because they had nothing to cook for the next meal....


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#35 grnspot110 ONLINE  

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Posted September 19, 2015 - 05:36 AM

I have bought lottery tickets in the past (years ago), never more than $2 at a time, think I won $23 once!   :wallbanging:

 

No debt to pay off, we worked for what we have.  I did inherit 140 acres last year, might get $2k/year off it after taxes.

 

There are a few things I wouldn't mind having, but $100K ( or less) would cover all that!  So I really don't need your millions!   :D


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#36 toppop52 OFFLINE  

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Posted September 19, 2015 - 07:08 AM

MY wife and I, when we could, use to adopt a family sort of, at Christmastime. Our daughter was doing after school programs while in college and could tell us of needy kids. The most fun I ever had  was watching those kids get toys and a warm coat on Christmas when they were sure Santa had forgotten them.

 

 

One year, as we did for many years, we took the fixings for a Thanksgiving dinner to a local Christian shelter. We were late that year and our donation was too late to get included in the shelter dinner. The Christian Brother in charge said that all had been cooked and every meal allotted.  But it would come in handy later. When we got the newsletter some weeks later, my wife said read this; so I did.

 What it said has made me laugh and cry ever since.

It was titled "In Mysterious Ways". It went on to say that a young lady with 4 kids had been abandoned by her husband the week before Thanksgiving, The shelter found her a house and gave her furniture from the warehouse. But they told her they had given out all the food but some canned stuff. Then someone brought in a complete Thanksgiving dinner very late, one of the volunteers remembered the young lady and went to her house early Thanksgiving Day,  to tell her there was food after all. The young lady said she prayed all night that something would happen to help her. She felt her prayers were answered, I don't know how all these things work, I just know that helping someone truly in need, is reward in its self.


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#37 olcowhand ONLINE  

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Posted September 19, 2015 - 08:07 AM

I have bought a few scratch-offs in the past.  The last one maybe 10 years ago.  Never would I allow myself to get lured into that trap.  Troy, had you helped those folks out with money for what they needed, they would have hauled butt straight to a lotto outlet.  So many so long for the dream that they pee away their today.  You see it in most any store you walk into.  Sad reality.


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#38 toomanytoys84 ONLINE  

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Posted September 20, 2015 - 10:06 AM

I've bought a few scratch offs. When I was a smoker I'd buy a pack of smokes and a lottery ticket. One night I won 1500 bucks on a 5 dollar ticket.

But as jde said above. A few years ago I was at a gas station paying for my gas at the counter. This woman is standing there obsessively scratching off tickets. She buys a few more and said "this is my last 5 bucks I hope I win I need to make my car payment" she looked serious so I just said good luck. She doesn't win. I was out getting in my truck and she has her phone out telling someone she is broke and wont be able to make her car payment as she is climbing into a very new Mercedes coupe.

A lot of this goes into keep up with your neighbors. A good friend of mine moved into an upscale housing development. He went out and bought a fancy bmw because he said people looked at him funny driving in with his old pick up truck.

Edited by toomanytoys84, September 20, 2015 - 10:08 AM.

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#39 UncleWillie ONLINE  

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Posted September 20, 2015 - 11:00 AM

I have bought about 5 scratchoffs and once Steph wanted to play the pick 5 so we did. Didn't win anything. I can barely afford to keep things going around here let along waste money on gambling. Besides just getting out of bed is risk enough for me.


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#40 bgkid2966 OFFLINE  

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Posted September 20, 2015 - 01:38 PM

Interesting questions. Here are my answers.

 

 

Pay off all of our debt.

 

Yes

 

All at once.

 

Put a lot of it away and spend some.

 

I am happy with my paycheck, although I would not mind being able to retire.

 

I would bust my butt to avoid taking handouts. One way or another I will provide for my family. I would readily give a helping hand to those in need if I am well off.

 

 

 

Geno


Edited by bgkid2966, September 20, 2015 - 01:44 PM.

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#41 MH81 ONLINE  

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Posted September 20, 2015 - 04:02 PM

A little close to home
I have relatives that go every nite to play their numbers.

One in a hundred, they hit for a small percentage of what they put in.
Then, instead of setting that back, it's a splurge fest until they are back to paycheck to paycheck and the lottery comes before some necessities. People have tried to talk to them. Kids, friends, etc... maybe changes for a week or two, then always the convenient excuse of having to run to town for the conveniently forgotten bread or some such nonsense.

I quit smoking a couple years ago, felt it wasn't worth the aggravation. Now I wonder how much I spent on them. Probably could've bought a nice car.
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#42 toomanytoys84 ONLINE  

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Posted September 20, 2015 - 06:22 PM

I quit smoking a couple years ago, felt it wasn't worth the aggravation. Now I wonder how much I spent on them. Probably could've bought a nice car.

I figured out in the 10 years I smoked it was just over 20,000 dollars on smokes.

Bad part a lot of that 10 years I was with my ex wife so its probably closer to 35,000 dollars...since I always bought her smokes too.

I've been smoke free for 17 months now. That's something like 2500 bucks saved!

Edited by toomanytoys84, September 20, 2015 - 06:23 PM.

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#43 New.Canadian.DB.Owner OFFLINE  

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Posted September 20, 2015 - 06:41 PM

I saw the original post and having been thinking about how to answer this one, mostly because I won the lottery, of sorts, many years ago.  Anyone who has met me, knows what I mean, but for those who don't: I was born as a middle-class, white, male, Canadian with a slightly above average IQ.  I have managed to cash in those chips for what some might call a license to print money, that I don't use to its fullest and here is why.  I come into contact daily with those who could use more, but would have no idea what to do with more.  They can barely handle what they have.  If you gave them more, it would just cause them more grief.  I find that the best thing I can do for them is to help them navigate their current dilemma without sinking their boat.  Most only want to be heard and guided, not parented or suger-daddied.  They want to make it on their own.  In fact, most of them are more generous than the other lottery winners I work with.  But, everyone of them either takes part of you, or leaves part of them.  If I did it full time, I would disappear and become them.  Not that it is a bad thing, but PTSD sure is.  

 

So, that brings me to "Would I take the million or the 7,500 weekly?"  I guess that depends on whether I expected to live more than 2.5 years.  Where would the money go?  Into education.  Buy yourself a license to print money.  


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#44 LilysDad ONLINE  

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Posted September 20, 2015 - 07:06 PM

 I come into contact daily with those who could use more, but would have no idea what to do with more.  They can barely handle what they have.  If you gave them more, it would just cause them more grief.  I find that the best thing I can do for them is to help them navigate their current dilemma without sinking their boat.  Most only want to be heard and guided, not parented or suger-daddied.  They want to make it on their own.  In fact, most of them are more generous than the other lottery winners I work with.  But, everyone of them either takes part of you, or leaves part of them.  If I did it full time, I would disappear and become them.  Not that it is a bad thing, but PTSD sure is.  

 

 

I find the above statement to be vague and hypothetical, but it would sure make an outline for a riveting novel. You write it and I'll read it.

 

So Elf, when are you going to give me my . . .    we need to give this a practice run and test out our theories.


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#45 toomanytoys84 ONLINE  

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Posted September 20, 2015 - 07:49 PM

The gas drilling boom turned some lower income families into millionaires over night.

Caused them more grief than probably good. Some of them are broke already.




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