Last weekend, I attended a very large tractor show. The show host organization required proof of liability insurance in the amount of $500,000 if you wanted to ride a golf cart, UTV, "Butt-Buggy" or garden tractor around the fair grounds.
Today, I contacted my home/auto insurance agent and asked him about liability insurance for my GT(s) for the purpose of riding at shows. He couldn't come up with any information at this time, but said he would get back with me.
1. Do any of you have liability insurance on any of your GT's that you ride at shows?
2. Is the insurance a "blanket" policy where you can use ANY GT you own, or is the policy "vehicle specific" and model/serial numbers have to be on the policy?
3. Some show sponsors cover the insurance for you if you are a member....How many clubs do you belong to that require membership vs. personal insurance?
I am not opposed to the insurance, but I hate to have to indentify 1 or 2 GT's on a policy....what if I feel like taking a different tractor to a show to ride?
What information can you shead on this issue?