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Life On & Off My Farm - Life Changes


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#4501 olcowhand ONLINE  

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Posted December 15, 2014 - 02:21 PM

Yep, many times it drops wildly.  Since just October, my pay has dropped 8%.  My expenses almost never drop.....only increase.  

 

I got to thinking on my way to pick up the new cows.....the 8% drop is way off.  Not sure how I did that, big fingers on calculator keys I guess.  My check has dropped over 16%.


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#4502 olcowhand ONLINE  

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Posted December 15, 2014 - 02:24 PM

By the way, made a safe trip getting the cows.  I had a big load.  Bought 5, and he swapped another for the bad cow from the last purchase.  I've never hauled more than 5 cows at a time.  Had 6 this time & worried about tire issues.  No issues at all, other than my worrying myself silly about someone cutting me off with a 10,000lb load behind me.

  There's no place like home!


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#4503 KennyP ONLINE  

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Posted December 15, 2014 - 02:30 PM

Ouch! Glad you got the cows home safely! Hope production comes up!


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#4504 UncleWillie ONLINE  

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Posted December 15, 2014 - 02:30 PM

I got to thinking on my way to pick up the new cows.....the 8% drop is way off.  Not sure how I did that, big fingers on calculator keys I guess.  My check has dropped over 16%.

Heath and I are drinking it as fast as we can. Hope we can get your price up some.


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#4505 olcowhand ONLINE  

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Posted December 15, 2014 - 02:36 PM

Seems most areas of my life have been a struggle the last couple years.  First my Dad's health, now mine, and the never ending farm blues.  Just gotta keep on pushing best I can.  I can't afford to sit around feeling sorry for myself.  

  I need to get out & grind a load of calf feed now. 


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#4506 Sparky OFFLINE  

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Posted December 15, 2014 - 02:47 PM

Drinking milk in my younger years and getting lots of exercise lets me do things now that should have been unthinkable . Keep going Dan and get the word out .
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#4507 olcowhand ONLINE  

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Posted December 15, 2014 - 05:10 PM

Got my feed ground & in the feeder, then fed silage.  Have a problem I have to fix tomorrow.  The metal bar supporting the supplement bin augers broke in the center.  Things won't fall, but has to be fixed before using the augers tomorrow afternoon, as they are in a strain & one of the augers has a 2 piece tube, and it's all out of alignment.  It'll be an all day thing more than likely.

  WAS gonna put up some shop wall tin.


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#4508 HDWildBill ONLINE  

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Posted December 15, 2014 - 07:25 PM

Always something! 


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#4509 KennyP ONLINE  

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Posted December 15, 2014 - 07:26 PM

Never fails!


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#4510 olcowhand ONLINE  

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Posted December 15, 2014 - 08:42 PM

It could have been worse.  One or more of the augers could have came tumbling down!  It's just part of it.  That's what I get for making a plan for tomorrow I guess.


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#4511 Bill56 OFFLINE  

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Posted December 16, 2014 - 06:42 AM

Sorry I haven't posted replies... been out of town for a few days. Sure sorry to hear about the milk checks dropping. That stinks! Always thinking about you, Daniel and wishing you the best in your situations.
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#4512 olcowhand ONLINE  

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Posted December 16, 2014 - 12:22 PM

Almost finished with the auger support fix.  I had one auger slipping a belt, so I'm fixing that issue as well.  Might just get a couple sheets of wall tin on the shop too...I hope!  :thumbs:

  I also got most of my hospital bills in, and after adjustment by my insurance, it went from 38 grand to 26 grand.  The big issue now is that my deductible is 15 grand, and they treated it like it's the family deductible (45 grand), saying I still have over 15 grand to meet my per-person deductible!  I should be owing less than 15 grand, as I've already met at least a couple grand this year already.  I have my policy, and it clearly states 15 grand deductible, and no co-insurance....covers 100% after deductible has been met.  

  Gonna be making a lot of phone calls.  They're not gonna shove this down my throat! I have ALL the paperwork, and I've not changed anything since!  :mad2:


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#4513 TAHOE ONLINE  

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Posted December 16, 2014 - 12:42 PM

Go Get 'em Daniel!!!!


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#4514 SupplySergeant ONLINE  

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Posted December 16, 2014 - 01:22 PM

Good luck! Insurance companies will do anything to confuse, obfuscate, or outright BS a big bill.


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#4515 HDWildBill ONLINE  

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Posted December 16, 2014 - 01:22 PM

Also check the medical bills over very closely.  Make sure they are not double charging for the same thing.  ABC news has had several articles on how to cut those medical bills down by negotiating with the hospital.


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